Frequently Asked Questions

When a doctor prescribes surgery, it’s a good time to review your finances and consider Surgical Risk Protection insurance (SRP). If you pass away between admission and discharge at the facility where your surgery takes place, SRP could provide an insurance payout of up to $200,000.


What is Samos?
What is SRP?
What procedures are covered?
How can I get in touch with someone?
Where is Samos licensed to operate?
Why do I need SRP if I have health, life, and/or AD&D insurance?


How much does it cost?
How much is the benefit payout?
What if my procedure is rescheduled?
How soon before surgery do I need to sign up?
Who is eligible for SRP?
How can I access my policy?
What timeframe does SRP cover?
Do you cover disability or injury due to surgery?
Is there a waiting period?
What if I don’t know my exact procedure name?
What if I don’t know the exact date of my procedure?
Does Samos cover me internationally?
How do I update or cancel my policy?
Is there a deductible?
Do I need to add a beneficiary to my application / activation?


How do I file a claim?
How much time do I have to file a claim?
How long does it take for a claim to be paid?