Covered Procedures

Surgical Risk Protection insurance can be purchased for hundreds of elective surgeries, so it's accessible to as many patients as possible.
While we don’t cover emergency surgeries, we do cover many elective surgeries and are continuously expanding the list of procedures included.

Some of the most common procedures that we cover are

  • Appendectomy
  • Joint Replacements
  • Cardiac valve replacement
  • Cesarean section
  • Cholecystectomy
  • Coronary artery bypass graft
  • Hysterectomy
  • Hernia repair
  • Colectomy
  • Prostatectomy
If you don't see your procedure on this list, please reach out to us! Surgeries are known by many names that may not necessarily be listed below.
  1. Adnexa removal - remove tissue from uterus, ovaries, or fallopian tubes
  2. Adrenalectomy - adrenal gland(s) removal
  3. Angiogram - catheterization to inspect the heart
  4. Appendectomy - appendix removal
  5. Bartholin cyst - drain cyst near vaginal opening
  6. Bilateral salpingo oophorectomy (BSO) - remove ovaries and fallopian tubes
  7. Biliopancreatic diversion duodenal switch (BPD/DS) - create small sleeve of the stomach and connect to small intestine
  8. Bowel resection - remove (part of) the small or large intestine and/or rectum
  9. Brachioplasty - remove excess upper arm fat and tighten loose skin
  10. Breast reduction - reduce mammary tissue and/ or mammary fat
  11. Cardiac fluoroscopy - video monitoring of the heart
  12. Cardiac measurement - measure cardiac output and function
  13. Cardiotomy - remove foreign material or fluid from heart
  14. Cardiovascular radiography - imaging to inspect the heart
  15. Carotid endarterectomy - remove plaque buildup in carotid artery
  16. Cervical spinal fusion - fusing the spinal vertebrae above the neck
  17. Cholecystectomy - gallbladder removal
  18. Cholecystoenterostomy - creating a passage between gallbladder and intestine
  19. Colectomy - remove (part of) large intestine
  20. Colpopexy - bringing a displaced vagina into normal position
  21. Conization - remove cervical tissue sample
  22. Coronary artery bypass graft (CABG) - using graft to divert blood around blocked arteries
  23. Coronary bypass - divert and restore heart blood flow
  24. Coronary dilation - expand heart’s artery/ies
  25. Coronary stent or angioplasty - expandable mesh coil placed in artery
  26. Cox maze - pattern of scar tissue to treat irregular heart rhythm
  27. Cesarean section - assisted delivery of a baby
  28. Cystectomy - remove bladder
  29. Cystocele repair - return bladder and/or vagina to the normal position
  30. Cystoplasty - enlarge bladder due to urinary issues
  31. Endometrium surgery - remove uterine lining tissue
  32. Esophagectomy - remove (part of) the esophagus
  33. Fallopian tube recanalization (FTR) - reversal of tubal ligation
  34. Fundoplasty - treating gastroesophageal reflux disease (GERD) and/or hernias
  35. Gastric balloon - balloon inflated in the stomach to reduce volume
  36. Gastric band - inserting an adjustable band around the stomach
  37. Gastric band removal - remove gastric band around stomach
  38. Gastric sleeve - remove (part of) stomach and connect it to small intestine
  39. Heller myotomy - treat achalasia of esophagus
  40. Hepatectomy - remove (part of) liver
  41. Hepatic artery infusion pump - catheter pump to deliver medication to the liver
  42. Hepatoportoenterostomy - bile drainage
  43. Hernia repair - repair a protrusion in the abdominal wall
  44. Hip replacement - replacing a worn out hip joint
  45. Hysterectomy - removal of uterus, fallopian tubes, ovaries, and/or cervix
  46. Ileocecectomy - remove the top of the large intestine
  47. Ileostomy - inspection of small intestine
  48. Implantable cardioverter defibrillator (ICD) - device inserted to measure heart rhythm
  49. Jejunostomy - feeding tube placed in small intestine
  50. Knee replacement - replacing a worn out knee joint / cap
  51. Lesion excision - remove skin growth(s)
  52. Liposuction/tummy tuck - remove abdominal fat and tighten loose skin
  53. Liver ablation - remove liver cyst and/or tumor(s)
  54. Liver biopsy - liver tissue removal for testing
  55. Loop electrosurgical excision procedure (LEEP) - remove abnormal reproductive tissue with a heated wire loop
  56. Lymph node biopsy - remove lymph tissue for diagnostics
  57. Lymphadenectomy - remove lymph nodes
  58. Lymphocele drainage - drain buildup of lymph fluid
  59. Mastectomy - removal of breast(s)
  60. Median arcuate ligament syndrome (MALS) - dividing median arcuate ligament (a ligament in the diaphragm) and abdominal nerve
  61. Myomectomy - remove uterine fibroids
  62. Neck lift - remove excess neck fat 
  63. Nephrectomy - remove (part of) kidney
  64. Non-cervical spinal fusion - fusing the spinal vertebrae below the neck
  65. Omentopexy/omentoplasty - omentum circulation is diverted to neighbouring organ
  66. Oophorectomy - ovary removal
  67. Open heart surgery - repair of heart muscles, valves, and/or arteries
  68. Orchiectomy - remove testicle(s)
  69. Orchiopexy - bringing an undescended testicle into normal position
  70. Pacemaker placement - device implanted into heart’s right ventricle through catheter
  71. Pelvic exenteration - remove uterus, cervix, vagina, bladder, and/or rectum
  72. Percutaneous balloon pericardiotomy - drain excess fluid in heart’s pericardium sac
  73. Percutaneous endoscopic gastrostomy (PEG) - feeding tube placed from abdominal wall into stomach
  74. Percutaneous transluminal coronary angioplasty (PTCA) - balloon catheter to open clogged arteries
  75. Pericardiectomy - cutting pericardium sac for free movement
  76. Perineal urethrostomy - catheter in perineum to replace urethra
  77. Pouch reset - returning stomach to normal size
  78. Proctocolectomy - remove large intestine, rectum, and/or anus
  79. Prostatectomy - remove prostate gland and surround lymph nodes
  80. Pyeloplasty - correct damage to ureter-kidney attachment
  81. Pyloromyotomy - creating channel from stomach to small intestine
  82. Rastelli procedure - correct heart defects (eg. DORV, VSD)
  83. Renal ablation - remove kidney cyst and/or tumour(s)
  84. Roux-en-Y/gastric bypass - create a small pouch of the stomach and connect to small intestine
  85. Sacrohysteropexy - lift uterus with mesh placed in cervix
  86. Salpingostomy/fimbrioplasty - create an opening in the fallopian tube(s)
  87. Shoulder replacement - replace a worn out shoulder joint
  88. Single anastomosis duodeno-ileal bypass with sleeve (SADI/S) - sleeve create with stomach and connected to small intestine
  89. Sling operation/urethra suspension - treating urinary stress or incontinence
  90. Spermatic vein ligation - repair of enlarged scrotal veins
  91. Splenectomy - spleen removal
  92. Thigh lift - remove excess thigh fat
  93. Thoracic endovascular aortic repair - stent used to expand collapsed aorta
  94. Trachelectomy - remove cervix, vagina, and/or lymph nodes
  95. Transcatheter aortic valve replacement - artificial valve implanted in heart with catheter
  96. Tubal ligation/cautery - inhibit fallopian tube(s) function
  97. Ureter surgery - removal of ureter
  98. Ureterolithotomy - remove ureter stones
  99. Valve replacement - replacement of a substitute heart valve (synthetic or tissue)
  100. Valvuloplasty - widening narrow aorta

Why are certain common procedures missing?

  • Some very common procedures are not included because the risks associated with them are so low, we do not feel it is reasonable to offer coverage for them.

My procedure seems simple. Do I really need insurance?

  • While some procedures aren’t very invasive or are generally low risk to physical complications, the majority of the risk comes from anesthesia. Learn more about anesthesia.