What you need, when you need it
No monthly payments
Modern coverage process
Coronary bypass? Joint replacement?
C-section? Hernia repair?
We cover the majority of elective surgeries
Get a quote in minutes
No medical exams or exclusions
No phone calls
Premiums depend on your age, procedure & desired coverage - most of our premiums are under $100
Accidental Death Insurance for Medical Procedures (ADIM) offers coverage for your elective surgery from admission to discharge at $30k, $75k or $100k benefits
We cover hundreds of elective procedures which account for half of all procedures conducted annually. We will let you know if your procedure is covered during the quote process
If your procedure is delayed, let us know at least 48 hours before your original admission date.
If your procedure is earlier, let us know at least 48 hours before your new admission date
Medical procedures that can be booked in advance. They aren’t emergent, life threatening, critical or sudden - like emergency bypass due to a heart attack or trauma surgery due to a car accident
There is no medical exam or coverage exclusions for existing medical conditions
You can email, call, message using the chat bot below or complete our contact form
You have to sign up at least 48 hours before your surgery
We currently offer coverage to individuals in Ontario aged 20-69 undergoing elective surgery
